One of the most stressful things that a homeowner can experience is a house fire. The reason why is because fire can spread and cause large amounts of damage in no time. Even the water that is used for putting the flames out can be detrimental to the house. If you recently went through a fire and your house is still salvageable, getting things back in order will be a lot easier if you get assistance from a public adjuster. In this article, you will learn about some of the common services that public adjusters provide to their clients.
Assess the Extent of Damage Caused from Fire
A public adjuster can walk around your house to figure out how much of the damage is related to fire. For instance, he or she will figure out if damaged drywall is related to the fire or if it was possibly already present before the incident occurred. The adjuster will not only assess the rooms that were directly affected by the fire, but also rooms that the flames didn't make it to. The reason why is because smoke could have caused damaged in the area of your house that didn't go up in flames. The exterior damage from the fire will also be assessed during the inspection.
Estimate the Cost for Buying New Furniture
If the fire damaged any of the furniture in your house, you might be able to get compensated for it. The value of your furniture will play a role in the overall amount of money that you can receive. A public adjuster can thoroughly inspect each piece of furniture to determine if any of it is damaged beyond repair. He or she will then come up with a price that you can request from your home insurance company. Keep in mind that you can also receive compensation for other items that were damaged in the fire, such as kitchen appliances.
Assist with Filing an Insurance Claim
After a public adjuster has assessed the extent of damage in your house, he or she can help with getting the process started for filing a claim. Basically, the adjuster will speak to an insurance agent to learn what you must provide in order to receive compensation. The adjuster will then help you with any paperwork that must be filled out to put the claim in process. The great thing about a public adjuster is that he or she will work with the insurance company to make sure you receive the fullest extent of compensation.
Talk to a company like Skipton Claims Management for more information.