Failing to properly insure your home can leave you extremely vulnerable to suffering major losses. If you are to make sure that this coverage is providing you with the maximum amount of protection, there are several key factors that you will have to keep in mind. The Coverage Requirements Your Mortgage Lender May Have If you used a mortgage to purchase your home, the lender will require a minimum amount of coverage as part of the loan.…
Read More »Running an e-commerce business from your home is incredibly cost-efficient. This model eliminates the cost of renting physical premises for the business. Furthermore, unlike traditional brick-and-mortar businesses, e-commerce firms don’t need conventional insurance policies such as public liability, property damage, burglary and theft, and workers’ compensation. However, this doesn’t mean that you should forego business insurance. Below are the three most important insurance policies for your home-based e-commerce business. Product Liability…
Read More »Most people purchase life insurance as an income-replacement tool for their families in case of their demise. Younger parents who have children in the home tend to purchase larger policies. These people understand that their children will still need to go to school, and their mortgages will have to be paid even after their death. But as you age, there comes a time you may consider selling your life insurance instead of purchasing more.…
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