In the history of life insurance, indexed universal life (IUL) insurance is the new kid on the block. Because of this, you may not be familiar with it, but if you are shopping for life insurance, especially whole life insurance, you may want to consider it. Although a whole life insurance policy builds a cash value over time, an IUL policy has the potential to build a much greater cash value.…
Read More »Some people can drive your cars without appearing on your policy or violating insurance terms and conditions. Others should only drive your car if they are on your policy. Below are some things you should know about adding a driver to your policy. When to Add a Driver You do not always decide when to add a driver to your car insurance policy. Below are factors determining whether you need to add a driver to your auto insurance policy.…
Read More »Home insurance is an essential aspect of homeownership. It provides protection against financial losses that may arise from unforeseen events such as theft, fire, or natural disasters. Home insurance policies can vary widely depending on the type of coverage that the homeowner selects. Here are some of the different coverages that are available for home insurance. Dwelling Coverage This type of coverage is the foundation of any home insurance policy. Dwelling coverage protects the physical structure of the home, including the roof, walls, and foundation.…
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