Why A Storm-Damage Claim May Not Affect Your Home Insurance Rates

Posted on

Some people are so against filing a claim on their homeowner’s insurance policy for fear of spiked rates afterwards. While filing claims can affect your rates, it’s important to understand how most insurance companies view and handle claims due to storm damage. Here are some important things to understand about this if you are currently considering filing a storm-damage claim. “Acts of God” are expected “Acts of God” is a phrase that refers to storms that sweep through, and this can include wind storms, hurricanes, and other types of events that can lead to damage to homes, cars, and other assets.…

Read More »

How To Make Your Backyard Swing Set Safe For Kids

Posted on

If you are planning to install a backyard swing set, then you should also take appropriate measures to keep kids safe on it. You don’t want kids to get hurt and have their parent’s sue you for negligence. The following measures will prevent that from happening: Invest In the Right Swing Set Swing set safety begins with the purchase of the right swing. This is one of the areas where a contraption made from old or recycled materials won’t do; recycled materials are dangerous.…

Read More »

Questions to Ask Your Agent Before Purchasing Renters Insurance

Posted on

According to a 2016 survey conducted by the Insurance Information Institute, only 41 percent of renters in the United States have renters insurance. Unfortunately, the large majority of Americans are leaving themselves vulnerable to financial ruin because they don’t understand how renters insurance works, or assume it’s too expensive. If you’re considering purchasing renters insurance, you probably don’t understand where to begin, what is involved and how much of your stuff is covered in the event of a robbery or natural disaster.…

Read More »