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How Much Insurance Does Your Home Need?

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After buying your new home, your next step should be to purchase a homeowner’s insurance policy. This type of insurance policy can help you recover the cost of repairing or replacing your home after a catastrophic storm, fire or any other type of damage or loss. You know you need homeowners insurance, but you might not be sure how much coverage you’ll actually need. The following explains some of your coverage options and their recommended amounts.…

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Why Landscaping Contractors Need Insurance

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Landscaping contractors, like any contractor, need insurance. They actually need as much insurance to cover themselves and their businesses as construction and general contractors do. If you are just getting started in the landscaping business, here are all the reasons why you need landscaping contractor insurance. Injuries on the Job Injuries on the job in landscaping include getting cut by electric shears, chainsaws, loppers and spades. Slips in water or wet mud, tripping over tools and supplies and heat stroke are also possible dangers.…

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Collisions Are Hard On Your Car. Here's How To Avoid The Damage

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Even a minor collision can be harder on your car than you think. The steps below are designed to help you keep your car in great shape and safe from the damage that collisions do. The Perils of Collisions Collisions are terrible for your vehicle for a couple of reasons. First of all, the small dents that you get from a minor fender-bender can be surprisingly tricky to deal with. You may want to let them go, but if they are deep enough to buckle the metal, they could end up rusting out your car.…

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How Lifestyle Changes Can Affect Your Auto Insurance Rates

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There’s a lot that can happen during a lifetime, and many of the milestones in your life can have an effect on your auto insurance rates, for better or worse. The following takes a look at some of these events and how they can either increase or decrease how much you pay for auto insurance coverage. You’re in College It’s no big secret that young drivers who have their own auto insurance coverage find themselves paying some of the highest rates of any insured group.…

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